Identity Theft Prevention Service That Works.
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Identity Theft Protection Services offer much in the way of avoiding identity theft, and some even offer credit card fraud protection, but identity fraud protection is best prevented by fighting it before it happens. Lifelock does just that, because they offer identity theft assistance to protect you against identity theft by stopping it using fraud alerts and preventative action.
Learning how to avoid identity theft and social security number theft is what they've made their priority to serve you, making them the best identity theft protection and prevention service and makes the cost of id theft protection a secondary thought. With Lifelock, peace of mind is priceless, and their $1 Million Service Guarantee beats all of the Insurance type service plans.
Identity Theft solutions start by defining what identity theft means. Stealing a persons identity in any form, and using that to gain financial advantages or credit acceptance describes one form of identity theft, or identity fraud. Having someone on your side such as Lifelock will protect you against damaged credit.
Here's what they do:
First, they ask the credit bureaus to set fraud alerts on your behalf. Usually, this is done through our automated systems and the alerts are set within an hour. From time to time there may be a hitch and they have to do the first one manually, usually because they have a different address on file for you. If this happens, they'll tell you right away and do what needs to be done to get the alerts set.
(In case you're wondering, they don't charge anything more for this and their $1 Million Total Service Guarantee is still in effect from day one.)
Second, unless your circumstances change and you tell them not to, every 90 days or so they ask the credit bureaus to do it again. You can do this for free if you'd prefer, but they make sure it gets done and that it gets done right. That's where the oil change analogy they're were talking about kicks in.
Third, they request that your name be removed from pre-approved credit card and junk mail lists and they keep making the requests as they expire. Statistics show that this is one of the most common ways that thieves hijack identities. Plus, all that mail is just so irritating. Many of their clients tell them that this alone is worth the price. If you are a do-it-yourselfer, you can do this for free, but why not let them do it for you?
Fourth, they order your free credit reports on your behalf from the major credit bureaus and they are sent directly to you. They do this every year. You can also do this yourself for free.
Last, but certainly not least: If your Identity is stolen while you are their client, they're going to do whatever it takes to recover your good name. If you need lawyers, they're going to hire the best they can find. If you need investigators, accountants, case managers, whatever, they're yours. If you lose money as a result of the theft, they're going to give it back to you.
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